I've played around with upping price and significantly reducing the cleaning fee and removing the grill fees but it didn't really change much.

That is not agent driven.Agents will "over value" to get the listing (I call it being deceitful, but I digress), then they reduce the asking price to try to get the sale.

We put both houses in the MLS and have had to reduce the price by more than 14% and still no offers. 

Near Medical Center, UTSA, or somewhere else if it is a really good deal.

It reduces risk and produces better and longer lasting results.

I don't know of any mortgage where you can reduce your principle down by that much over 2 years!

Hence they already tell to reduce the rate possibly in September.

This integrated approach helps mitigate risks and reduces the complexities of managing multiple service providers.As you consider investing in Memphis, you should evaluate the local market to identify neighborhoods with strong rental demand and growth potential.

Rate will be on the high end, but it can be done with a reduced PPP.

The point of house hacking is to reduce your monthly expenses, so it's not realistic to expect to make a profit living in your primary residence.