Is the only place where this works some sort of a private loan with a local private investor who understands your situation?

@Chris Seveney as a Note investor (I'm not sure if you originate or purchase notes) is Propstream a great way to identify real estate investors/ capital investors (ie: private money)? 

When pitching to a private investor, focus on the projected return, timeline, and security for their investment.

What is a reasonable proposal to private investors for sourcing such a deal?     

@Kristi Miller getting started wasn’t difficult because our cleaners had existing clients for private residential cleans.

Private money How did you add value to the deal?

I'm looking for cash out refi money (maybe private) for several SFR rentals in cleveland OH.

You can buy extra indoor cameras or customize kits. 

I've seen that local banks tend to be the best option for this so if your local banks don't offer it then maybe private money could be the route.

Like @Laura Chotkevys said, you can raise money, creatively finance from the seller, partner, get lower money down loans (SBA - although this is harder for the first deal sometimes), get a private note... lots of ways to go about this with low money down if you put in the work and know how much you need.