The Dscr and Cashflow looks beautiful and Morgantown in the 3rd largest city in West Virginia.

I agree with @James Hamling on the "reactive" nature of the Fed. 

Would greatly appreciate any advice as I'm not really sure what to do Bill has a good take on this^That's the beauty of house-hacking, it's a viable option in any market.

naturally.

The physical beauty here is unmatched.I know the idea of living mortgage-free is exciting, but it's just not doable in an area like Colorado Springs (or Denver just to the north).

The detailed nature of the estimator was surprising but helpful.

@Travis AndresThe beauty of such "rules" is that they are up to each investor how much stock you put in them. 

My work in the home over those 4 yrs as the renter had raised the value of the home in addition to the 4 yrs of appreciation the house had naturally.

Given the timeline and the nature of these expenses, I'd appreciate any insights or advice from those familiar with tax regulations in such situations.Additionally, I'd like to know if I can claim depreciation, mortgage interest, homeowner's insurance, utilities, HOA dues, and other expenses associated with the rental units of my home from 09/08/2023 to 12/31/2023.

It's not in my nature to sit and post on sites for all to see but Sabrina Ubele and John Madison deserve the praise.