“Dwelling that is solely owner-occupied, including: (i) One additional individual who is not a minor without regard to the relationship of the individual and without regard to the number of minors in the dwelling unit related by blood, marriage or adoption to the additional individual or under the legal custody of the individual; and(ii) Individuals related by blood, marriage, or adoption to or under the legal custody of the owner”

I like the marriage advice you are offering. 

After a failed marriage my wife was awarded the house in the divorce.

Just what i was looking for (one of those noob mistakes i was talking about). 4 years later after a marriage and a kid it still isn't done but lately I've make some pretty good strides.

My husband closed on one house and two duplexes prior to our marriage.6.

Through marriage I hang out with a lot of doctors and surgeons.  

Too many scenarios that can go wrong and which would likely create major stress in your marriage.

You basically have the hardest parts of starting up a company AND a marriage at the same time!

Or is this a past marriage and the kids are grown?

You can always find a reason not to do something: paying off mortgage, saving up for marriage, just had kids, trying to finish school, etc.