I'll have to pay WC $20 for every $100 I pay the painter; if I pay a tile guy $24/hour I have to pay $11.93 for every $100 I pay him).So it looks like I can avoid all the hassles of having employees, yet still cover my *** (and theirs) with WC insurance in case any of them get injured and are determined to be my employees.

Sorry to hear about this unfortunate incident and hope all is okay for now and that no one was injured.

Renters insurance covers a tenant’s possessions and liability in the event that a visitor is injured on the premises; Landlord’s insurance covers the landlord’s property and liability.

For example, if the renter has a party and someone falls and is injured in the process.Most renters policies use a standard Insurance Services Office (ISO) HO-4 policy form.

If the furnace explodes and injures the tenant, is the prospective buyer liable for those damages? 

Section 5-15(a) of the Act provides:It is unlawful for any person, corporation, limited liability company, registeredlimited liability partnership, or partnership to act as a managing broker, real estatebroker . . . or to advertise or assume to act as such broker . . . without a properlyissued sponsor card or a license issued under this Act by the Department, eitherdirectly or through its authorized designee. 225 ILCS 454/5-15(a).A license issued by the IDFPR certifies that the real estate broker has fulfilled all of therequirements of licensure under the Act. 225 ILCS 454/1-10.As of December 31, 2009, the Illinois Real Estate License Act of 2000 provides for a privateright of action when private citizens can seek to stop the unlicensed practice of real estatebrokerage. 225 ILCS 454/20-21(c).Other than as provided in Section 5-20 of this Act, if any person practices as a realestate broker, real estate salesperson or leasing agent or holds himself or herself outas a licensed sponsoring broker, managing broker, real estate broker, real estatesalesperson or leasing agent under this Act without being issued a valid existinglicense by the Department, then any licensed sponsoring broker, managing broker,real estate broker, real estate salesperson, leasing agent, any interested party, or anyperson injured thereby may, in addition to the Secretary, petition for relief asprovided in subsection (a) of this Section.

SegmentUse the right lure for each fish species.Throw the little ones, the sick, the injured and the radioactive ones back quickly.Track and measure.

I've never been a good "online course" learner but this helped me out during a time when I was injured. 

Fortunately no one was injured and the home was not damaged.

If a tenant is injured at property 1, and wins a $750,000 judgment, he will be able to put a lien on BOTH properties for the entire $750,000.