The partner in question has multiple times the loan amount in his bank accounts/liquid assets.You should definitely be able to find other options with more competitive terms.

Florida is extremly sought after globally.

Even then, there is still a lot of competition for deals.

However, your situation—having a full VA loan, ample savings, and a pre-approval in a competitive range—puts you in a strong position to navigate these challenges.Given your circumstances and goals, buying a home could indeed be a way to build equity for yourself rather than paying rent that contributes to someone else's mortgage.

You will find many PM's who charge significantly less, and you will need to figure what your competitive advantage is.

It's definitely harder to find deals today given lower inventory and lots of competition.

I believe it is Global Wafers that has the other plant under construction already and seems like 2-3 months now. 

The deal was valued based on a recent sale of the local Holiday Inn, (only real competition for us) which also needed to undergo renovation.

Absolutely,I have a lot of clients working in Detroit and it has some great opportunities centered around 1-4 unit, affordable fixers that, with a little bit of work can become great cash flowing investments with lower annual tax and insurance costs.The downside is that you definitely have to know what you are doing as the good properties need some hefty work, and the market is pretty competitive.

Please share companies with competitive rates.