And built by real estate investors for real estate investors so you get the bookkeeping categories you need with no extra baggage you're paying for but not using.

I think a perfect world would be convincing the owner to sell me the properties by assuming the existing mortgage and maybe giving him a little something extra.

Sometimes we just need that extra push to get us moving forward.

This renters pay on time and this will be their 3rd year to renew, they just want extra repairs to be done to property.

Here's an article with some examples: https://finance.yahoo.com/personal-finance/one-extra-mortgag...You can also search for "early mortgage payoff calculator" and enter your own numbers to see how extra payments impact your mortgage.

I worry that providing the money upfront (if I'm understanding the details correctly) will create potential problems down the road if people use the extra money to purchase homes they can't afford.

The cash flow to LL using PM for STR is not substantially different after including extra expenses than an LTR.  

They have actually paid down extra principal every month.

Many sellers were skeptical of FHA financing because of all the extra steps.

I spent some extra time to carefully craft my answer to be as much positive and as less negative that I could I still got and rude and arrogant answer back suggesting that I don't know what I'm talking about.