
4 September 2024 | 2 replies
Are you factoring in soft expenses such as vacancy and cap ex which do not happen on a consistent basis but for which you may be budgeting.

4 September 2024 | 3 replies
I factored the cost of that capital into my calculations from the start (working the numbers backwards from the ARV to the purchase price)(this also encouraged me to buy the properties at a lower cost).

5 September 2024 | 9 replies
The U.S. market can indeed be complex, especially when considering international factors like taxation and financing.While I'm not based in Germany, I do work with a number of out-of-state and international investors who are interested in the Indianapolis market, which offers strong returns and more approachable entry points compared to coastal U.S. cities.
5 September 2024 | 6 replies
You're lucky to make 100 per door in Lethbridge once you factor in maintenance, appliances and cap ex.

7 September 2024 | 12 replies
For example, in WA, a debt fund is a security and I have factors to think about when raising capital - 506c has less restrictions than 506b).

5 September 2024 | 2 replies
Some builders may include these costs in the construction budget, while others might factor it into their profit-sharing arrangement.

4 September 2024 | 0 replies
.- Enable two-factor authentication.- Regularly back up your data.- Keep software updated.- Limit user access and monitor activity.- Educate your team on security.- Secure your devices with antivirus.Protect your financial data with these essential steps!

4 September 2024 | 1 reply
Recent natural disasters and other factors have led to a sharp increase in insurance premiums, making it more difficult for buyers to afford homes and for sellers to attract offers.

4 September 2024 | 3 replies
What other factors should I pay close attention to in either the deal or when reviewing the physical property?

5 September 2024 | 11 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).