Are there any players out there originating these still though?

She knew the area, was a fellow investor, knew all the key players; contractors, lawyers, title companies etc.

Might be an ideal time for you to jump in and learn who some of the players are as well as get up-to-the-minute insights on investing here.

Hey @Dominic RoylesWelcome to BP. 

Likewise, since hard money has become less accessible, you will see a smaller quantity of players but the ones that remain will be cash heavy.

Despite what we may like to believe, this society is male dominated and can exhibit extreme forms of sexism. 

Whatever the seller and buyer agree to, that's the rate.For the record, interest rate is often not the most important factor for the seller; often, the actual amount of the payment and the total duration of the financing are the dominant considerations for the seller.For example, we've closed transactions where the seller receive ZERO interest on their equity.

I finance these assets all the time, and I always have to explain to my newer (and experienced investors actually) that leverage in the small balance multifamily game is capped at 75% for a vast majority of the players, in a healthy market. 

Learn who the players are, what they are focusing on, ask them questions, etc. 

We seem to be at a point where a few styles have dominated over the past decade, and they have finally been grossly overdone, and I’m wondering what’s next?