The financial decisions are rough; if you can't mid term it or long term it and wait out appreciation a bit then its probably best to cut your losses.  

Here are three articles that made it into the papers:"Addiction treatment group buys building in Main South, fueling neighborhood angst""Spectrum Health Systems adds property in Worcester as it moves headquarters to Westborough""Main South neighborhood remains on edge about planned drug treatment facility"I find it ironic that no one asked me (the listing agent) how the owner of the property chose Spectrum Health as the buyer.

I think we will some more small hikes, and I think we will see some small cuts, but ultimately rates will continue floating in the 6% +/- range.  

Problem being it would be a large pay cut initially I presume and would need over 2years of full time work in financial planning to qualify for the CFP.  

This business is hard enough, if you're not rowing in the same direction just cut bait and move on. 

I would only rent to friends and family I trust 100% and even then I am probably giving them a break or cutting them some slack because they have a temporary situation.I would really only do it as a favor.

Budget is $200,000 and I plan to put down 20% that is a gift from my mother.I talked to a mortgage broker with Edge Home Finance and submitted an application for pre-approval.

This is tough.Depends on how fuzzy you want the business/family line to be.The only thing I'd be absolutely sure of is that your money has more tangible security than being a "personal loan" EVEN IF you cut him a break on cost. 

I've put the trafficmaster allure vinyl planks in a few homes now - the version with the grip strip edge.  

That's why we are concerned...it seems like someone in these areas without state code adoption can just build a home as a homeowner, cut the corners of insurance/licensing by doing the work themselves, not have most of that work inspected, then turn around and sell as new construction instead of previously owned.