The second component of financing is the debt to income ratio, which the credit score also effects.

Here are some brands that come off the same manufacturing lines — just different paint, labels, and marketing:• Lennox, Armstrong and Concord• Trane and American Standard• Carrier, Payne, Bryant and Tempstar• York, Lux and Coleman• Goodman and AmanaAnd, most of the components that make up these brands’ products are made by even fewer companies: Emerson, Johnson Controls and Honeywell.  

That being the case, there's clearly additional equity potential in the property outside the value of the land - there's the development component.

Being able to be honest with oneself is a big component of it.

If the investor takes the time to understand the financing component of real estate investing, there is about the same amount of risk with larger properties and possibly even less.Ryan

I personally like and invest in trust deeds as I really enjoy the passive investing component of it.

The point I believe you missed is that if a half million is the price of a starter home (read bottom of the market) than many young buyers cannot afford the added cost of the green component you are talking about above.  

utf8=%E2%9C%93...Be the Doctor with the home Seller is a key component to success.See http://www.biggerpockets.com/blogs/3/blog_posts/17...

Lenders/Servicers/Banks do not speak with potential buyers directly because they want to maintain the arms length component in a possible transaction.

I think its going to be pretty hard for you to do this with no real experience  first thing most folks want to know when investing in this type of transactions is who is leading the charge what is their experience level.close friends and family of course will over look the expeirnce qualifications.. but third parties that have any kind of investing acumen will most likely not..The sponsor in these deals is the critical component.