Its always been my understanding that renting in the winter months can be challenging compared to spring/summer.

The most benefit for Real Estate in the US now would be smart contracts to exchange Title,Notes, Funds (stable coins) since the transaction time is super fast compare to our bank system today.

@Jessica Heller- contact  several  lenders on the  same  day - provide them  with the  same criteria -  get  some  quotes and ask the  questions you have  ...compare the date and the feedback received and then make a  decison on  starting the pre approval process 

You state that everything is equal but are concerned that not everything is equal...It's very possible to see a price spread like that even with comparable coverage but it's also vitally important you work with someone that has your back to make sure you understand your coverage before you'd have to use it.  

It's definitely something you want to resolve and really title should be able to resolve it prior to closing as part of the closing process.If you are looking for a resource who might be able to help, look up Jon Jasniak.

I first want to emphasize to real estate investors, the difference between the tax treatment of rental income derived from an active trade or business compared to investments.

Quote from @Nick Grassi:Not sure about Florida, but my experience with solar.. 5 years or more ago, buyers would take over leased panels and not have any issues with getting a solar lease from the owner prior to them.

The tahoe STR rental activity is down this year compared to the last 5.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

I needed to replace one, and they are very expensive compared to a standard 30” model.