For years I was smart, I recommend pleasant"Like the character I recommend pleasant. 

I believe that it is becoming a more popular attribute for people buying homes for the low to no maintenence and look.

Hopefully there are some attributes from my poker career that will translate into helping me with Real Estate investing, and I'll be sure to check out J Scott's profile.

Sitting dead in a property makes it mandatory that you attribute a return to that cash before you start counting profits from the rental income.A rental property does generate a income but the cash in the property also generates it's own income stream.

Possibly attribute that to the end of summer and the start of school season, although it does seem a little early for that.

I think you should keep the front windows for the character and charm.

i would borrow the money from your relatives and pay off the home and not wreck your credit.your young you can gain 30k back over a short amount of time.Ripping rents and going into foreclosure although plausible wil trash your credit and probably cause you undo stress I see folks have done this over the years.. they blame the bank for their problems. good luck with it.. if it makes you feel any better I bought an office building at the top of the market and sold it on contract it cost me 1,200 a month for basically the rest of my life.. but its my core bank.. who lends me millions so no way I can default on it.. plus the PG would kill me.. the bank helps me make millions so 10k a year is a pittance.. get some funds save your credit and character and pay it all off and move on this is not a lot of money in the grand scope of your life.

However, any consideration which is not reasonably attributable to the granting of the option, such as consideration payable by the recipient of the option for the use or right to use the property until the option is exercised (whether pre-paid or by periodic payments), would not be consideration for the granting of the option and, therefore, would not relate to the "sale" of the equitable interest, but rather the right to use the property.

I also understand there might be other circumstances attributable to the note itself or servicing of the note that would cause loss of 2nd lien rights.  

In my opinion you have several factors that is attributing to Cleveland entering the national limelight of RE investing.