Challenges?

Yes, you need to do a cost segregation study"Don't you two have a vested interest in defending this position? 

Unfortunately, Realtors come in many forms, and finding one you feel comfortable with an be a challenge.

Challenges?

yes 100% financing is likely not going to happen. i say likely because I'm sure there is someone out there somewhere who would willing to take this on, but certainly not going to be an easy find. ground-up construction is more challenging as well, as you will need to evidence your experience w/ previous ground-up construction deals where you are on title. this is how lenders feel warm and fuzzy about lending you so far above and beyond the existing land value before anything is built on it. 

Find a property that's challenging but nothing too scary.

It is also a higher quality contact because you can confirm if you're actually reaching the owner.Mailers take up less of your time (aside from ordering and distributing), cost more, and are more challenging to track.I'd start with calling then add on mailers.Best times may vary but we find that we get the most people on the phone 8am-noon and 3-7pm.

I look at every single item in the pro forma and imagine that it is complete BS, and see if I can challenge it.

It appears the percentage of people living this way is growing and the internet is giving them an easy way to constantly complain, "woe is me".Unfortunately, politicians are starting to pander to this segment of the population for votes.Unless something changes, morally-challenged politicians will give more and more government subsidies to these people (to get re-elected), increasing the national debt until the country defaults on its debt.

It’s just more challenging and with some jobs it’s impossible.