Rent Guarantee Insurance is sort of a sham, you have to have a tenant with good rental history, very good credit, etc and they pay $250 for the policy.  

You can have a bag of worms there accounting wise, taxable income from your payments, taxable income from the use of company assets to owners/employees of company assets, using a sham transaction so that you can declare depreciation won't look real good either.

Are you ashamed of what you do?  

It's a shame because  often (not always, but often) the SFH investors are either starting out, or have less capital to invest in commercial or larger assets, or they are in the construction business and bust their butts to renovate houses and hold and lease.

Tenants can be rough on things, and it would be a shame to have to replace a $3k refrigerator that a tenant did not take care of or got damages.  

It's a shame that no one will assist with such things as EMD, and Appraisal costs.

So ashamed. 

It's quite a shame that we respond to people who are inspired by capitalism and the American dream by treating them like their second class in real estate.

It's a shame because I've been to some great ones in the US in the past.

What a shame.