With that in mind, I would probably pay the extra half point to get a longer payoff period, but that’s up to you and your goals.

@Mindy Jensen

In addition to what Mindy has above, I'd also suggest a letter taped to their front door as soon as your close.

Something to keep in mind is that the actually county inspectors are quite versed in walking homeowners through the steps, area building codes are easily available online, and there are some very high quality contractors with YouTube channels now showing most everything.

With that in mind I got to work looking specifically for deals that fit this loan.

Growing too fast is something that has crossed my mind. I

One idea I have floating around my mind is to buy a couple of vacation homes in warm places that aren't Minnesota (where I am from), to satisfy a few things, one, provide passive income, two, add an additional asset to my portfolio, and three, provide a home that my family and I may enjoy as well. 

Thank you Mindy,  I wasn't able to do it from the app, but I was able to do it on my computer.

If you only have a few in mind, I would try to call.

Your mind is closed and you think you know all.