The Closing Disclosure fees cannot be higher than an initial Loan Estimate, otherwise this will trigger a cost to cure and the lender must take the hit. 

I understand that this money is borrowed money, so I dont want to have it locked in a deal for a long time and pay the interest payments.

I installed smart devices (Nest, Lock, Security System, Garage door openers, Blinds and others)  in my property before listing it on AirBnb.

Many homeowners locked in mortgage rates at historically low levels, between 2.5% and 3%, providing a golden opportunity for those refinancing or purchasing homes at that time.

probably, so your money locked up at 6.75% yield while if we get higher inflation causes mortgage rates to rise/cap rates to rise and stocks to rise even faster than RE. 

Even with an attributable labor rate attached to an invoice (which you have to trust a PM company to do fairly/accurately) it's still better than having them call a locksmith each time to rekey a lock or a plumber to install a garbage disposal.  

They will tell you whether this will trigger the "due on sale" clause.

So you want to lock in the gains as tax free gains before turning it into a rental.

They're only required to repay you for health, safety, preservation of the property....fixing broken windows, roof leaks, locks, etc.#3. 

Even equity on a house, in today's rate's you're looking to really tap if you lock in today at Nov 28, 2023 in probably 2030-2031 to utilize.