Check smoke alarms, gutters and change furnace filters. 

But this is alarming language: --Take any other action, including through the seizure, use or possession of any real orpersonal property, that may be necessary for the management of resources following an emergency.

Nothing alarming but simple things like having 6 months PITIA (principal, interest, taxes, insurance, and association dues {if applicable}) reserves.

The inspector didn't check every light switch, etc but she did go through every room and spent more time on checking appliances, fire alarm, carbon monoxide, etc. 

I got an inspection done which came out, IMO, with no major issues but several smaller things like caulking, missing smoke alarms,  a sub panel that may need upgrade, couple of pier supports, etc.I am curious to know how do the experienced folks here go about getting repair estimates based on such reports?

Carbon monoxide & smoke alarms are a must, no matter what.

Like a thief in the night state farm is there

The most alarming example is the height of the railings along the 2,500 stairs and connecting walkways, with only chest-high railings.

I'm so grateful to have found this forum :)I actually found this from searching every square inch of Zillow this week; but upon further inspection it looks like this might have been an exciting, hopeful false alarm :(Zillow has it listed as a duplex.

Just be aware that you will need internet service, although the Ring alarm wil connect over cellular when wifi is lost.