You can get away with using 5% for Class A tenants, but we use 10% for Class B and lower. 3) Tenant Payment Performance: you didn't mention this, but it is important!

I use saved responses in Zillow messenger - I suppose I could try to integrate AI to automatically select a response based on certain criteria…But what else is taking you that long?

.- get into real estate with a lower rate and lesser percentage down payment.

I had large payments on my personal loans due and extra money going out to finish the project, not ideal.

We just went through a rent increase on one of mine and I'm moving it over to a property manager and getting payments changed over has been a process.

@Chris Kay it's VERY difficult to cashflow with 0% down purchases.We do 0-10% down Land Contracts and know going in we may actually have negative cashflow - which is acceptable given the low down payment and avoiding mortgage costs.

It is therefore extremely important for you to know how to properly evaluate and choose a SAFE 1031 Exchange Qualified Intermediary for your 1031 Exchange transaction.You should always perform a careful and thorough due diligence review before making your final selection.

Remember, buying a property is a financial decision that should align with your long-term goals and comfort.If the new lender offers a better rate and lower monthly payment, it’s reasonable to consider that option.

House hacking is an excellent strategy, and just got a lot easier as conventional loans now allow 2-4 units with only a 5% down payment.

This would allow me to save money compared to paying cash or the huge Down-payment DSCR loans require.