You have considerably less wall space, and trying to fill furniture into that one big space is often awkward resulting in a lot of wasted space that does not really do anything.And while these open floorplans are often promoted as "family friendly" I have come to the conclusion that they are a double edged sword in that respect.

Michael Short   Don't get me started on how women get short-changed if they are stay at home moms, starting with Social Security benefits....But, if your Mom came to me, as a landlord, saying she's in the middle of a divorce and she should be getting alimony - but doesn't have it yet, may not get what she thinks she'll get, and there is no proof of regular deposits in a bank account to show me it would be reliable - I'd have to deny her.  

@Nam PhamContracts: Have a detailed contract outlining the scope of work, deadlines, payment schedules, and materials to be used.Updates: Establish a schedule for regular updates, such as weekly calls or video conferences, to discuss progress and any issues.Project Management: Utilize project management tools like Trello, Asana, to track progress, manage tasks, and store documents.Documentation: Request regular photo and video updates.

You save SOMETHING because you make 26 payments (or 13 regular payments per year instead of 12. ). 

Please no promotions. 

There is a local group of individuals that gets together regularly, though, WI REI or something like that?  

Look at small multifamily homes with high rent potential and get a regular loan to skip PMI.

NBT Bank had/has a promotional 6.5% commercial rate they were advertising this month. 

I might be able to get a regular loan instead.

Quote from @Tara Davis: Quote from @Jamie Bateman: @Tara Davis I don't want to self-promote, but we have resources that can help you, and we have a tape of assets for sale now.