I've never been able to hear their conversations only their walking and rapid bed movements.

Its that plain and simple.Property crime rates are failing rapidly in Downtown and Midtown Detroit and Insurance companies have claimed for years they went on a zipcode by zipcode basis, and not once in the last 10 years have they adjusted the rates down for these areas....hmmm.

Property is in the Grand Rapids area.

The rapid deconversions in Chicago is concerning.  

My team is growing at a rapid pace in the Memphis, Tn and Detroit, MI market.

Feedback welcome, I'm learning at the rapid rate these days. 

I know I'm a couple days late to this thread but had a couple thoughts to share.The rapid price appreciation in the neighborhoods @Patrick Young described isn't random, it's what happens when an intown neighborhood transitions from being primarily rentals to being primarily owner-occupied.  

Newark is rapidly gentrifying.

This is more conservative than prevailing thought here on BP, which emphasizes short term cashflow gains, maxed leverage, and views equity as a bad thing.If you're determined to pay that house off rapidly, refinancing into a 30 year at a higher rate, and then making a bunch of extra payments, would be folly. 

We have expanded rapidly in the Midwest because we are super honest, no contracts, and our clients make higher ROI by using us vs. trying to do it all themselves.