Angel Oak has a suite of 2nd position products.

I'd say if you saved maybe between twenty to thirty thousand dollars, you'd be in slightly better position. 

Would be happy to hear your thoughts/feedback, especially if you've been trying out different tools.

Analysis of properties with positive cash-flow based on market analysis of rents.

It sounds like you're in a good position to evaluate your options carefully.

Sounds like you're in an exciting position to start your real estate journey again.

Then your strategy of offer full price and then negotiate down / what if they say we will fix the repairs then you would be forced to close and lose your EMDNot sure where you came up with this but many will view components of this as unethical and why investors get a bad rap from politicians Hi @Chris Seveney, thanks for your honest feedback, I really appreciate it.

At today’s rates, most properties at high LTV are negative even with 1% rent to value ratio   This implies the 1% rule is far from assuring positive cash flow   Good luck

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hi Nicholas, It sounds like you’re in a great position to scale your portfolio!