Hi Kevin,It looks like you have some money saved, that's fantastic.

Its only good for tax purposes if its still a wise investments and you do not lose money on it.

I am also a lender, with Chase Bank, but want to expand my knowledge on hard money and private financing options.

@Steven Catudal in my opinion that’s cheap money.

Being able to A/B test MTR at the same time would allow you to know if you can convert the STR to MTR if you ever want to move out and keep the property.As for the net negative house hacks - I always like to remind people that shy away from a deal because they aren't making money that they are usually still coming out ahead if they are spending the same or less than they would on rent.Great last point.

And probably have stopped raising money in that particular fund and then started a new company and a new money raise for something different but nothing to do with the one your in..

@Matthew BeninateChase has worked well for holding money and they are nationwide so it's easy to access and too big to fail when your accounts go over 250k. 

It seems like I need to check further away from the DMV area.My feelings are if you want “cash flow” you should buy a bond (I really like the tips rate right now) there is next to no reason to buy real estate for cash flow, if you are going to buy you should buy with appreciation in mind, which is not to say that’s the route I’d go, I’ve been liquidating properties to put in stocks and money market funds over the last few years and u just did the math and I’ve come out well ahead, but just to say there are arguments for stocks/bonds, there are arguments for levered appreciation, but the cap rates pretty much anywhere aren’t worth it vs an inflation protected bond, especially since a 3/rd of inflation is real estate anywhere, you could get “cash flow” and inflation protection much easier through a tips.

-Ryan MartinezFlipper and Hard Money Lender

Could be a way to get into deals with less money up front and get a long-term rental out of it.