Now I know you're probably rolling your eyes by that point but let me shed a little bit of light. my contractors are in full control of their leads.

Small Mosaic mesh tile will forgive more (although the grout will crack). 

She tells me she can't believe how well I have done tho.

I am a new landlord, and just had my tenant tell me she fell and broke her elbow while moving furniture back into a room after removing it for a carpet install (storm damaged roof and sprung a leak doing some damage to floor and drywall). 

@Gabriel BenavidezI have a close friend and business partner that is an engineer, so your post resonated with me.  She

She told me she's asking $179k, my top price is $150k, should I offer that or offer less and leave room to negotiate?

Otherwise they charge like 3% for credit card.I am wondering if someone use my bank account number and router number there, they can do withdrawal. 

I had one local mortgage broker call me up telling me she was going to turn me in.

I've had to keep a full deposit once and when the tenant challenged me, she was shown the lease she signed and backed away.

The listing agent told me there was one other offer that was higher than mine but told me she would love to work with me and to give her my highest and best.