Holding onto your home as a rental could be wise, given your low mortgage, strong equity, and rental income potential.

My guess is that LTV would be low and the rate would be higher.

These people do not know how to replace light bulbs, unclog a toilet, or find their a$$ w/both hands.   

If we sell it inside a year (short-term), his regular tax rate is still low because he has no regular income. 

Low 7s is probably the right range right now, however we are still funding a good amount in the sixes range right now as well.Many thanks for any insights & guidance.Tim 

Cannot touch that one because it’s super low rate of 2%. 

This is a low-risk way to learn about property management, tenant screening, maintenance, and more.

Plus you get interest income on top of your principal payments, too.Also allows you to spread the taxable gain out over time, which would help you keep taxable income low and potentially still contribute to Roth IRA in the year that you sell. 

Focus on building strong business credit through timely payments, low debt levels, and solid financial records, which carry more weight than the name alone in establishing creditworthiness.This post does not create a CPA-Client relationship.

Invest in Opportunity Zones: Reinvesting capital gains into Qualified Opportunity Funds, which invest in designated low-income areas, can defer and potentially reduce capital gains taxes.6.