I am not sure how beyond pricing works, but price labs has a "average base rate" report and i just set mine to be middle of the largest group for 3 bedrooms and let it run.

@Cam Galasso PNC was the easiest.DDollar bank was fair.

My partner has a lot more experience turning around smaller (10-30 units) multifamily properties, this will be his largest.

My goal is to have the least amount of risk with the largest cash on cash return.

Now I haven't been in the STR game for long, but I do happen to have the largest portfolio of long term rentals in the Cleveland market so take this for what it's worth.....Some speculation based on some semi related experiences being the biggest name in the game in regards to LTR's.To me a lot of the problems you are encountering are a direct result of what type of property you're renting out.

So after talking to other people I cam up with this.

@Karla TorresThe true expenses may be low due to the leases being NNN with CAM charges to the tenants to cover taxes and insurance and other common area maintenance costs.

@Prash Manohar most lease listings on the MLS (which grants the largest exposure) offer 30% to the agent who brings a buyer.  

I include that to convey that I am very willing to take risks/live uncomfortably for a prolonged time if it means setting myself up to avoid a desk 9-5 as much as possible.The question:I am looking at buying a 3-4 unit (largest I can) multi-family and house-hacking.

He went to college at UC Irvine for 5 years and he works for one of the largest software developers in the country that develops websites for the largest banks in the country and corporations like big oil companies.