I save those numbers in my phone as solicitor so I know not to pick up.

Or maybe there is something I overlooked, like evidence of a divorce, which then triggers a requirement to provide a divorce decree, which could indicate you owe alimony every month, which trashes your DTI and causes your loan to be denied.Basically it is a check against me overlooking something like that, and gets it in front of the actual decision making human underwriter for a thumbs up with conditions, or (very unlikely) a thumbs down.For the record the last time I preapproved someone and the deal didn't close for creditworthiness reasons was about a year ago, and it was because the SSN check came back revealing that the person was an illegal immigrant using a dead person's SSN.

All that does is put pressure on wages to increase and puts pressure on the government to allow immigration or work visas.

It was only $20 per student per week.That being said, the 470 dropped out students could have had certain false attitudes including "What you get is what you pay for" equating the cheap fees for cheap education, therefore, they didn't need to put in their own time to learn the material.I suspect that in life, we not only have to overcome our disadvantages (I was a very poor immigrant minority from South America coming to NYC at the worst time in the early 70s) but have to overcome our attitude that you cannot expect to be successful just reading or watching a video if it goes in one ear and out the other.

Coming from an immigrant Indian background, education is considered the most important thing and if I look at my extended family they are full of doctors, PhD's, lawyers, entrepreneurs and all of them are highly educated and all of them highly successful.

I know far too many self-made millionaires (many who are legal immigrants with no family backing or inheritance) in various industries (tech, medicine, RE, finance, etc) and every single one has a nice car, and most have multiple nice (luxury) cars.I don’t know a single self-made millionaire that does not own a luxury vehicle (some buy old ones, but they are still luxury vehicles).I’m talking about those making at minimum top 5% (low to mid 6 figures) to those who are pulling down 7 figure rental income/yr, and donating 8 figures for buildings with their name on it.

And here is the "price" we all must pay for unlimited cheap labor over the last 40 years; instead of factories producing, green, long lasting, efficient, modular housing that would probably cost about as much as a honda accord, we are stuck with a perception that site built is better, preferable, the only attractive option, because we have been able to take advantage of immigrant workers to create an unsustainable system that does not value the cost efficiencies granted every other mass produced product.

There literally aren't enough technical young workers and we don't have an immigration system to add to that work force.e. 

Most people rented or lived together in multi-generational households; the burgeoning birth population coupled with massive immigration didn't result in massive homeownership changes.

They are not trained nor in a position to analyze leases or immigration documents or anything else that should remain in the hands of the courts.