If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.

I've been in real estate for the past 7 years, and I got my start like so many other investors through reading Rich Dad, Poor Dad. 

Their a/c starting leaking and has missing ductwork, and is blowing air in random places.

Start by networking through local meetups, REIA groups, and online communities like BiggerPockets to connect with experienced investors.

Let's start there. 

A couple months later finally starting to feel better.That's when I called in a professional mold remediator.

Many people choose NOT to have this, because the administrator will then vet every investment you make to ensure you do not invalidate your IRA.Invalidating your IRA means that you've done a prohibited transaction and the entire account is then deemed as distributed to you.If you don't want checkbook control, then I recommend a plan administrator such as Equity Trust - www.trustetc.comIf you are sure that you're aware of all the rules around prohibited transactions and disqualified people (who you can and can't do business with), then a plan administrator like Sense Financial would be a good place to start talking.  

I started this company because I want to be a source for people and be that stepping stone for people who want a better life.

Any city that I'm looking to invest in I always start by looking at population growth.

But, I had a vision, and I had a decent chunk of capital to start with (don't worry, that didn't last).