You can effectively convert it to a 15yr loan by making payments on the 15yr schedule, but still have option of making the minimum (lower) payment if cashflow gets tight. 

Decisions you make now will have compounding effects on your future.

Quote from @Kyle Rader: Help me out We need more information than that to effectively identify your struggles and pain points.

Unless you're in the business of evicting tenants without giving them a reason, then your business shouldn't be effected. 

Make them based on what your tenants need (not want) which would also allow for them to customize (furniture use) to their tastes.I wrote a book on this a number of years ago that touches on a lot of these things, but it was focused on my specialty, "Energy Efficient, cost effective homes". 

You'll find plenty of support and insights here for leveraging your benefits effectively.

So, effectively, you pay money to learn how to make the guru more money (also known as the multi-level marketing of the real estate world).

You are not required to pay upfront costs (and shouldn't, in my opinion.)I require written verification from utility companies (water, gas, electric) that utilities have been assigned to Tenant effective the first day of occupancy; no confirmation = no keys and lease approval withdrawn).

I find it more effective to go directly to AirBnB and VRBO and search for similar homes in the area I am researching.

Some areas have specific departments or webpages dedicated to housing or zoning regulations that can provide detailed information.Another effective approach is to connect with local real estate agents or property managers who specialize in short-term rentals.