Her commission should already be fixed via the listing agreement, so I think she's just "trying to squeeze blood from a turnip."

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.”

I'm a newbie (one sfh (buy and hold)  just finished big renovation and I learned a LOT, along with blood, sweat, and tears), and really looking to connect with people to share ideas and knowledge!

If the credit is low because of them not paying everyday bills like utility bills, car payments, cell phone bills then we will pass on them because they just don't pay any kind of bill on time or at all which isn't a good sign.If the credit is low only because of a foreclosure/bankruptcy, medical bills, or student loans AND they make well above the minimum income requirement w/ no criminal or eviction history we may explore accepting them with 2 months security. 

How I like to view things is from the different levels of financial independence:- cash to cover spartan level expenses  like some have mentioned or just bare sustenance  (food, shelter, medical insurance)- cash flow to cover all basic bills (prior plus utilities, cell bills, others)- cash flow to all basis lifestyle and min reserve tucked away as well each month (min reserve, subsequent levels can bank more reserves)- cash flow to cover all basic, additional reserves and growth of future lifestyle increases- cash flow to cover additional lifestyle, reserves, and additional margin to grow other areas of life style, hobbies, and investments well (self funding deals, self fund rehabs, and other activities)At the last level and subsequent higher levels from here and on you can self fund from cash flow alone and "job," not is never needed again but depending on your personal preferences for lifestyle and risk you may work forever to stay busy or may quit the job at steps 2-3.I enjoy what I do as a lender so perhaps I just lower my production down to 2-4 loans a month and just help my past clients and referral partners.

Hi Jeremy, Hope you see this cuz my cell is not tagging you :(When I moved here 2yrs ago, I assumed the same about how it "should be" a good place to invest but have learned so much since then (and since becoming licensed here) cuz it's a whole different beast than where we invest (near Pinehurst NC).

I think if you give the garage to another unit that may create bad blood between the tenants, so be prepared for that.

Just PM me to do so and I'll give out my cell # there (won't let me post it here).Lastly, I am interested in buying flooded properties myself and know a couple other investors that are as well.

Ideally, we'd love to get cell phone numbers.  

The councilman is hard to catch up with, but I have managed to talk to him on multiple occasions after reaching out to him numerous times at his home and on his cell.