Depending on that schedule, the borrower also may face a large lump-sum payment at the end of the loan term.

Invested $170k since 2021 and total return of barely over $5k, which includes $2700 left from the first property they sold end of 2023(orig investment of 25K). 

I don't see how sellers would be comfortable leaving their credit score at the mercy of someone else they barely know, for the life time of the mortgage which could be 20+ years to come. 

In 2022, the auctioneer made a comment about seeing a lot of new faces and asked how many people were bidding for the first time - about 2/3 of the room put their hands up.

The issue I am facing is that the property is zoned for residential use only, and I am interested in renting out both the main house and the pool house as separate units.

They're facing pressure from all sides due to inflation, especially in essentials like food, housing, and auto insurance.What can we do to assist?

Or the other explanation is that they are cutting corners or doing the bare minimum for it to be code complying or both.

The conflict:The husband arrived and could barely formulate words through his temper.

This arrangement has worked well for both of us.However, we now have several projects that will be running concurrently, and the builder is facing cash flow challenges with making the monthly interest payments.

I've had success with direct marketing, cold calling and social posts, but when it comes to the topic of pre-foreclosures, being able to strand face to face with a homeowner can make a huge difference, just my experience.