It appears that she may be telling the truth as the deed is signed in 2018 and notarized in 2021.Upon getting served I had my Lawyer look into the guy that sold me the property and it seems like this is not the first time something like this has happened with him, it also appears that this guy knows the lady who is claiming that she never signed the quit claim and they lived at the same address over 10 years ago at the same time.

He said to basically be "real" with myself and just tell myself the truth of why I didn't hit certain goals.

Lenders are looking at what's left over because they're looking for the truth of your financial situation.You should try to accurately count all your expenses and reduce your tax burden, that's just being smart with your money. 

Should we consider pay stubs as source of truth?

Hi Aaron,The truth is there is opportunity in every market and investors making money in every market. 

While not real estate specific, it discusses the notion of neutral thinking and getting to the truth quickly to solve problems.

Best source is referrals (and that's not a slam dunk).The truth - scale matters in REI. 

The truth is, you could read 100 books and still not know enough because certain things need to be learned through trial-and-error.

Is there a "source of truth" that can outline these requirements state-by-state?

But it's no wonder everyone else assumes we’re in a bubble, given that the carnage of 2008 is still pretty fresh in our minds.But the truth is, aside from prices continually hitting new record highs, 2022 has almost nothing in common with the circumstances that brought about the Great Recession.