I took an economic approach rather than psych.Debt Acceleration which is taught as part of basic financial education in some countries around the world - most notably, Australia and New Zealand - is for folks who have a surplus at the end of the month and who can use either their checking account or some other repository to allow that surplus to build up and, once a year or so, apply that accumulated surplus to, for example, the mortgage on their primary residence resulting in an earlier payoff and less interest over the life of the loan.Debt "Snowball" is for folks who have very little surplus at the end of the month.

In addition, the right purchase allows you to force appreciation and rapidly accelerate your wealth growth through a sale and 1031X into a larger property if you do choose.

The activity there is relatively new, a few years now, but accelerating quickly.

Being a multifamily and house-hacking investor myself I would naturally recommend doing your best to make a multifamily property work for you to decrease the financial burden of housing costs and accelerate your savings to funnel into further investments.

since they only performed 3/4 of their contract and are responsible for rent until end of contract or the property is re-rented and you now have accelerated turn over costs. 

, I'm really struggling with either aggressively attacking low interest cars, or stockpiling cash for RE (where the hope would be a better return on the saved money than I'd realize on an accelerated payoff of either the 2.6% or 3.5% auto loans).Though I must say, I certainly don't enjoy the car payments, so I might just snowball these debt payoffs. 

Im looking for creative ways to accelerate my mortgage.     

People severely questioned the legitimacy of for profit colleges, online degrees, and accelerated programs when they all first came out about 20 years ago, but all of those programs and schools are showing to be a success in the real world.I have done a lot of research on these certificate programs over the past 2 years, speaking to many HR recruiters, hiring managers, and higher education professionals. 

You currently have a 15-year Loan on your home - which is in itself accelerating the pay off. 

I'll be expanding my geographic area slightly for my absentee owners out to some areas of Contra Costa County in hopes of accelerating my success.Still plugging away daily and hopes are still high my first deal is around the corner.