For me, I am a little hesitant because I would be in a situation where I would be trying to secure traditional lending (which should be very feasible given credit scores & what $$ amount I am pre-approved up to from my banks), meaning that I assume I would be forced into using my first-time homebuyer loan incentives.

I've tried to include relative information, without writing a novel. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

Try this link: Publication 5653 (6-2022)

Those reviews are just part of it, no matter how much we try.

Quote from @Lorraine Hadden: I have client who are try to wait for interest rates to come down rather than buying what they can afford for the best rate and hold.

No sure My Lori is in your Ex wife league but she is trying Hard :)  next year we will have to have a sit down about all these close and such..

We can only do the best we can trying to beat the fraudsters by leveraging tools.Regarding fake SSN the screening services picks up on mismatches.

If you have not yet, try building your financial model with this in mind.  

There's always a fine line between investors/people trying to sell something