I'm guessing I will have to re-read it again once I get into a situation to discuss with a seller but I am reading it now to get the basics.

My point was to prove that you can be successful either way.I won’t try to defend my original post (though I do suggest you reread it).

I would re-read @Daniel Calderon’s post.

When I re-read my post, it came out snarky.

Again thanks for your reply, it answered my question thoroughly and has been worth rereading a few times.

After re-reading, the escrow wire transfer is to the title company.

Now that I re-read through my post it does sound a little confusing as to what I am looking to do.

@Scott Wolf I just reread my response above.

They will likely charge a little more in interest (around 1%) and origination fees but it is worth it.My wife is a former financial advisor and she handles our loans/financing so I do not know a lot about that side of the fence, except for my RE reading/studies. 

I sincerely apologize that some of that post came off as a little aggressive, which I now see in rereading it.