Regards, Radames It's a very understandable notion that so many hold that, if one has a ton of money, then REI is easy.

I find it interesting how some responses are very quick to judge with heavy individualist notions such as not my business, it's Bob's money so he can what he wants, or go live little.

I like the notion of owner financing (if paid for and Wayne's Dodd Frank comment) and I have had some success owner financing a condo before, and it gets an owner occupant in there to help ratio and gets title out of your name; also, you could (again more likely if paid for) explore donating four units to a nonprofit somehow and getting a tax break, perhaps one involved with affordable housing or an agency that may need to house workers; finally, a long shot, but the swing for the fences stretch would be to just buy 24 more and convert them back to apartments or renovate/redevelop the place as more successful condos--study that one alot first, though (a long shot, but owning 11 is pretty extreme already, almost 1/3 there now!)...

Currently I’m under the notion of gaining capital and paying off debt while putting more equity into our current residence.

This notion is not wrong, especially for our region.

Brokers promote the notion that everybody should  diversify.

I know, i can hear the collective gasp across the net that was just taken over the "sacrilegious" notion that RDPD is of questionable value.

I'll also build up a portfolio of cashflow properties.That said....I can't shake the notion that the market is so low right now and acquiring some cash flow properties now is probably the best investment anyone could make (yep even better than Apple).

Basically I have given up on the prospect of living for free and have accepted the notion that wherever I end up living I will have to pay myself in order to cover expenses (if that makes any sense)...

Most gurus build their business with the notion of selling their products or services to as many investors as possible.