The location defines all long-term income characteristics, including whether your rents keep pace with inflation, the total capital required to acquire sufficient properties to maintain your standard of living, and how long your income will last.There is a straightforward location selection process.

Look for low condo fees (if the people on the board are solid, and there are sufficient reserves).

Thanks @Hugh Carnaha,Well keep me posted on when and where your next pints/properties meetup is, not to put any pressure but the choice of where you get your pints could indicate the quality of the group (kidding, of course, too many good breweries in SGF).But please keep me posted, would love to get connected going into 2024.Thank you!

-Online Template-Financial Advisor with Strategic Partner-Estate Planning AttorneyNo right or wrong just more choice now.  

Hi, yes come check out Ohio it is the place to be and that is a great choice.

Note it will take time even if/when sufficient money is allocated.  

Another unfortunate situation with a lot of these sorts of tenants is that they are "judgment proof", meaning, even if you were to sue them for damages, they do not make sufficient income or have sufficient assets to collect on your judgment.

It is also possible that I am a bit wired with caffein right now and it is affecting my choice of words. 

Both cities are good choices. 

If you're making a peace of mind/life choice than paying it off could make complete sense.