Make sure the HOA doesn't have restrictions on vacation rentals. 30% is industry standard in most places.

Home possible program has maximum income restriction so I was not qualified.

Fannie Mae Homestyle requires the repairs be done within 12 months and will have less restrictions than the 203k but you need to remember that the lender is securing your loan against the asset (this being your home) and as the note holder they want the work done to secure there interest in the collateral. 

Oh and yep - the more landlords treat tenants badly, the more tenants will fight for more restrictive legislation.

@Brook RiemanNot an expert on this topic by any means, but I do believe some states have some restriction on how landlords can use this information (and what they need to do).

However, the Tax Cuts and Jobs Act eliminated this restriction starting in 2018.

Also, some towns have restrictions on the number of unrelated people that can live in one house together.

To my knowledge, there are no time restrictions on long you have to wait. 

Unfortunately the bank loan market has become really tough, with the banks tightening restrictions, imposing difficult metrics to deal with and applying commercial rates and fees to my property.I've been able to get a basic commercial loan offer, not what I wanted, but what I could get.  1m loan, 5% fixed rate, 5 year term, 1.25% fees and legal up front, and a lot of paperwork and hurdles to overcome yet to ensure I actually get the loan approved.  

The New Orleans city council is planning to impose some serious restrictions on STRs.