Great deals are hard to find, that's what makes them worth the trouble.

Clearly and ADU would be a long term investment but in with the location your in, worth it in my opinion. 

Worth it or just another scam?

Maybe it’s only worth $900k.

If you pay that before the end of the month, the reported balance is going to be $0 even if you buy $5k worth of Christmas presents next week, because that float won't count until the next statement closes.

So while it is possible, to me the $1500 or so in fees is well worth the cost

It’s worth investing in good titles and thumbnails since they drive clicks.

Has anyone found a PM worth looking further into so far?

The quicker cash flow may allow you to scale quicker if that is what you want while the better appreciation could increase your net worth more over time.

An amex point is worth 2 cents.