I have been working as a Mercedes-Benz Technician for over a decade now and I feel my earning potential has capped, especially with how the industry has changed for technicians over the years.

But you can do just the same or even better raising truly organic produce without earning the "certified organic" label for marketing purposes.

Not earning a high income I have slowly invested in duplexes over the years.

Here’s what you should do:Pause the closing and request a detailed explanation of the fees and LTV change.Negotiate see if they’ll reduce fees or revert to the original LTV.Explore other lenders who might offer better terms and transparency.Always insist on written terms upfront to avoid surprises.

We have someone come in to try and earn our business at least 3 times a week and a host of phone calls.

We negotiated less than asking since the property had recently reduced price and the sellers were motivated.How did you finance this deal?

-Although a home appreciates at 4%, it's 4% of 700K, whereas i'm only earning money on 200K with an ETF stock. 

I filed a protest on my own and got it reduced a bit....

Hi @Adam HoekerI have my clients all on QuickBooks Online.We sync in their accounts to reduce human error in entries, and track each property's expenses and transactions to prepare for Tax time, this helps us to be prepared for 1099s as well, track Asset Basis and Depreciation, Mortgage Balances, and any Equity items.Since QBO is very common, it is easy to connect a Tax Accountant to this as well and have them pop in to grab reports they need to file. 

This will help reduce your liability and will make things easier at tax time.