Some of the materials we choose and asked him to pick up (such as flooring) he replaced with low quality materials, I assume to keep more of our money for himself. 

Quote from @Vikas Jain: Yes, I have already seen the buy-in, im less concerned about that part of it, but just want to make sure its legitimate (plenty of opportunities where buyin is high but it doesn't always mean the product is good, just been burned in the past by others so trying to do better due diligence this time around)Their success rate, as of now, is 100 percent.

We might have an offer as an AITD but also want to know if we should even consider an offer like this.

If they need access to the property immediately, you can offer to leave to them until you are ready to close. 

It’s all about finding that balance between offering a great space and keeping things safe. 

The quality of answers to your are directly correlated to the quality of your questions asked.  

Compare offers from the lenders, paying attention to interest rates, closing costs, and any penalties.

This will provide insight into making informed decisions and accessing the benefits that these properties offer.

Variable income is SUPER hard since covid and no real way around that beyond showing an offer letter that states you get a minimum guaranteed hours, and you may need a payroll log to prove you never went below that number. 

Good Morning - My realtor came to me with an offer for an FHA loan but they want to move in this weekend.