I usually would stay away from the term seller financing, it tends to give them an instant no reply.

The challenge with remote investing is you are going to instantly give away 10% of your net rent to a PM.  

So I would say if you increased rents to $100 under market, say $200/mo each, you’d get instant acceptance.

Instant red flag for the IRS.

I'm going to see if I can and then go to an inline instant WH as a booster, which would give me free hot water all summer long, but that may not be reasonable. 

The home was previously owned by a hoarder and was seriously neglected, so any and all clean up instantly added value.

There is absolutely nothing wrong with investing for appreciation, but there are some things you can do to protect yourself better for a worst case scenario.1) First thing you can do is buy a property that cash flows at least $100/mo, this way at least you are not losing money if the property doesn't appreciate.2) Second, you can try to buy a foreclosure and fix it to have some instant equity in the place.

The NACA program isn't designed to be fast or easy, but if you follow the guidelines, you WILL succeed.Lots of people find it very helpful to keep all the relevant documents on a thumb drive so they can instantly resubmit them when the counselor asks.

I can also analyze the price almost instantly with the CRS tool.

Determinations are still subjective but the reference and support material is easier to follow and instantly available.Keep in mind, seller financing in real estate is a very small sliver of Dodd-Frank as it covers a vast area of consumer lending issues, student loans, title loans, credit cards, auto financing, rent-to-own furniture stores, IOW, all consumer lending.