Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

If things are tight right now, maybe consider a side hustle or extra job until rent adjustments give you more breathing room.

The macroeconomics here is booming - the tech sector growth keeps the population and job market growing and rental demand strong.

That is the thing about the game we are playing....every job is diferent and you can count on absolutely nothing.

Hopefully your local market is growing - population and jobs increasing.

When you work a 9-5 job, you typically rely on colleagues assigned to you.As an investor, you have the OPPORTUNITY to assemble your dream team of professionals who share your ambition and can help you achieve your financial goals.

I am optimistic that things might improve with this change, but I would not pay again just to find out.

The city's population growth, strong rental demand, and job opportunities in tech, logistics, and military sectors make it a reliable choice.

Since you and your wife have renovation skills, targeting properties that need minor improvements can maximize your return on investment while minimizing the time and cost associated with major renovations.

Success often comes from picking properties with strong chances for rent income or those that can be improved in value.