There is an amount of money I'm willing to give up to NOT have to deal with my tenants on too regular a basis. 

This is something to budget for when considering this type of rental.Management Intensity: Managing student rentals can be more hands-on, requiring stricter lease agreements, regular inspections, and sometimes dealing with noise complaints or other issues.Seasonal Vacancy Risk: There’s a risk of vacancies during summer months unless you find tenants who stay year-round or offer summer sublets.Zoning and Regulations: Some college towns have specific zoning laws or regulations regarding student housing, so it’s crucial to be aware of these and ensure your property complies.Tips for Success:Proximity to Campus: Properties close to the university are more desirable and can charge higher rents.Furnishing: Consider offering furnished rentals as students often do not have their own furniture.Strong Lease Agreement: Have a robust lease agreement that includes clauses for damages, noise, and other common issues.Hire a Property Manager: If managing the property becomes too time-consuming, a local property manager with experience in student rentals can be a great asset.Overall, student rentals can be a profitable investment with the right management and location.

This year, I'll make closer to $175,000 thanks to some opportunities for overtime, but they're not consistent or guaranteed so I don't want to consider that as regular income.I am very fortunate to have an excellent pension that will allow me to retire as early as 39 years old ($58k/yr) with it growing exponentially every year ($400k/yr at age 65 - which I do not intend to work until).

I got sidetracked with regular business and hit a wall finding money so I stalled out.

But the more I learn about corporate credit and D&B and CAPEX scores, the more it seems that having an LLC is worth just for the benefits of building access to increasing capital over time through corporate credit and "true" business credit.Re: regular business credit cards, as you mentioned, I'm using Fund&Grow at the moment to get as many as I can (but those cards have my personal guarantee attached to them).

Conduct regular inspections and communicate clearly about the rules and expectations.Handling this situation firmly but fairly can help maintain the integrity of your rental property and ensure a safe and healthy environment for all tenants.

Banks are regularly visited by federal auditors and work hard to keep in compliance with properly handling transactions.

@Matt SmithTampa costs a lot for house hacking with a regular job.

I have my eyes on an another SFR in a location I have been investing in regularly the past couple years in AL.

Renos (not repairs) are clearly above and beyond and not regular PM duties.