That being said, if you're a math guy and like numbers, there's no harm in running them.

Gino Wickman just came out with another book called Entrepreneurial Leap and he mentions 6 essential habits. 

Also, if they have bad spending habits then shortening the 'saving' time from 30 days down to 15 days can be helpful.

The tenants that do that show their habits pretty quickly usually.

It seems like it is coming from a place of good intention, but is not particularly well thought out and opens the door for a lot of serious issues.I fully understand the therapeutic and healing benefits of pets for certain people, but there are already protections in place for service animals as well as emotional support animals that protect this subset of pet owners so I don't really understand why this bill is necessary - seems like it will cause far more harm than good, and again, this is coming from someone that likes pets! 

It represents the thing people with the money habits I'm describing most despise, the unexpected or gotcha-fee expense they believe is likely UNFAIR.

Even better if the tenant has had the utilities cut off for non payment the the house is not habitable and I just call code enforcement and they can have them out in 48 hours. 

One of the items required by the bank is either a letter from the seller stating no harmful substance was used on the property.

There are few companies out there who have an appetite in general for habitation. 

On a Standard 203k, you can add up to 6 months of mortgage payments (PITI) into the loan if the property will not be habitable during the rehab.