If there is a problematic tenant, I always ask that the property is VACANT @ COE.If the current owner wants to close, they will have it vacant before we issue a clear to close.

I cold emailed and called the owner multiple times and eventually we connected, met in person and made a deal over the course of a few months.How did you finance this deal?

The one property was owner financed with low interest rates.

You can get more than one VA loan depending on your allotment and you don't need to owner-occupy the second one so I would look into that first.

If they are on different tax parcels, I will use DSCR for the non-primary deals and then FHA or UDSA (assuming it is rural) for the owner-occupied one. 

The current owners have extremely low occupancy and are open to selling.

It's a mess.I would only invest in a syndication if the owner is someone you completely trust.

I've worked in property management and managed my own properties and HOA's definitely keep a close eye on that cap so the community is primarily owner-occupants.

Hi Elizabeth - broker/owner here in South Bend.

U know when the settlement statement comes in there maybe 1 point but 5k in junk fee's that are disclosed until basically the day of signing as they are not legally bound to disclose all their fee's up front like a NMLS state licensed owner occ loan.