Usually in the year following your purchase, the property appraiser will reevaluate the house based on the new sales price.  

Otherwise you could end up owing more than what the house is worth, which a lot of investors are struggling with now. 

When did the HELOC on my house with ADU, the first appraiser used option one and I demanded a new appraisal where they would give me a flat value.

Adhere to the Fair Housing Act and ensure that all applicants are treated equally.

If you aren't going to be living in Texas then it would be tough to do a house hack there.

You'll typically need to set up your account and get familiar with the process of working with the local housing authority.

Get a house in a great neighborhood during the summer 2025 and sell my primary in spring 2026.

Not trying to scare you, but a lot of lawsuits happen because the landlord doesn't follow fair housing laws, or simply neglects repairs etc.

Cash out refi only if the rental income significantly exceeds the monthly payment and you want liquidity to invest elsewhere.2.You can maybe do a HELOC if you want a smaller loan that doesn’t involve refinancing the entire house.3.

Consider financing options like hard money loans, or FHA loans for house hacking, and focus on areas with strong rental demand near the MA/NH border.