I forgot to mention, it's meant to be turnkey so they manage it, and their split is 10% of gross income before all costs and debt service etc. 

I also help out of town LLs with consulting services to stay on top of their properties here. 

Imputed expenses are important because they will be included as Operating Expenses when a lender appraiser does its appraisal, and also when the lender calculates its Debt Service Coverage Ratio.Regarding pest control, it's not just monthly roach spraying.

Hi Friends, -Any recommendations for a reputable Cost Seg company servicing San Diego, CA?

However, I just received a text alert that I must agree to their new Terms of Service by 10/7/24 to continue processing payments. 

Full service property management would have been a great asset to save time and headache.

Water heater 12 years to replacement (may need some service before replacement).Recognize many cap ex items are years away.  

2> Terms and best practices: What are some ways to better set myself up to qualify for long term debt service products?

Banks often have higher fees and less favorable rates, while online services like Wise offer more competitive options.As @Ryan Konen mentioned, other alternatives include Revolut for multi-currency transfers and OFX for large transfers without limits.

Now if rents can go to 1,100, different story.Value is based on Net Operating Income, and lending is based on Debt Service Coverage Ratio.Gino