What I dislike about the program is the lack of transparency and communication from their staff that facilitates the whole thing.

I'm a realtor currently trying to gain contacts and two key ones I'm lacking right now are an inspector and a handyman.

Down payment assistance is a benefit for people that are lacking a lot of money. 

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Residential work is pretty easy, so I price it competitively if it's a local job and not a very large home.

The issue you will run into is not the lack of personal financial statements.

This fall is the best time of year to buy a house in *my opinion* because you have less competition and often more leverage than during the heat of summer.

I have been investing in RE for around 10 years now, and up to this point, I have been focusing on A+ kind of properties, but I have ALWAYS been itching about C/D.....The thing with A+ properties is they take 5-7 years after purchasing to cash flow...For a portfolio of $4.5M properties, I am cash flowing maybe $50K annually if I dont count principal paydown...If I include full mortgage payment (both principal and interest), then cash flow is down to $20K....But reading your posts, apart from being so funny and laughable (in a good way), made me realize that I probably should stay in my lane as I clearly lack the skillsets needed to be successful in those property type....B class is likely the most I can stretch myself into....

This is NJ where competition is tough.

Just an observation that the lack of an overhang with the tile may have contributed to the water damage.