I am assuming you mean you take out  mortgage, vacancy, repairs, capex, management, taxes, insurance etc... and make $850 a monthIt is pretty high especially nowadays.

I have several casino employees that can’t buy what they are looking for due to being laid off for months.

Local jurisdictions tend to be very friendly towards mother in law units or ADUs  nowadays because they either want to encourage infill or because of the lack of affordable housing, or both.

Very competitive market in North, NJ nowadays so I am sure you are quite pleased with your decision now.

And anything a profesor teaches you nowadays is all In the textbook assigned to the student anyways.

The gentlemen mentoring me did mention it's hard to cash flow a property nowadays.

In their words, they said "the craftsmanship is impeccable" and that "you just don't see work like this nowadays".

Nowadays everybody seems to be a guru after a few deals.  

Although it is a little harder nowadays to find deals at that formula, it is still a good foundation for analyzing a property.

Would prefer HELOCs to have the money ready when the right deal comes along but don't know if anyone will do them for a self employed person's rental properties especially nowadays with the pandemic.